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5 Government Programs to Help Seniors Pay for Home Care Costs

caregiver talking to couple elderly

One of the most common worries among older adults and primary caregivers alike is the cost of medical care for seniors. This is due to the fact that expenses that come with medical care can deplete a significant part of a person’s monthly income, even for those who thought they had set aside enough.

Lowenhill Home Care Services believes that every person is entitled to receiving the best kind of care available to them.

We hope that this list of 3 government programs to help your senior pay for home care costs will ease the weight of expenses put on you and your loved ones.

1.Medicare

This Federal Government health insurance program pays for most of the medical costs for older adults aged 65 and older. They also cover the expenses for all people with late-stage kidney failure.

2.Medicaid

Medicaid is a combined Federal and State program designed for people from low-income families/backgrounds. It covers the costs of medical care and long-term care, so long as the individual is eligible and has passed the requirements.

3.Programs of All-Inclusive Care for the Elderly (PACE)

This Medicare program can cover medical, social services, and long-term care costs for frail people. It may also pay for some or ALL of the long-term care needs for Alzheimer’s disease patients.

4.State Health Insurance Assistance Program (SHIP)

SHIP is a national program offered in each State, providing patients and their families with counseling and assistance regarding Medicare, Medicaid, and Medigap matters.

5.Department of Veterans Affairs

This program provided by the U.S. Department of Veterans Affairs (VA) may provide seniors who have served the country with long-term care or at-home care.